What is it?

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An HSA is a savings account that is used in combination with a high-deductible health plan (HDHP) that lets you set aside pre-tax funds. You can use your HSA funds to cover qualified medical expenses.

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An HRA is an account funded by an employer that can be used to reimburse eligible expenses. The employer determines which expenses are eligible.

An FSA is an account an employer establishes that allows you to set aside pre-tax funds aside to pay for eligible medical, dental, vision or daycare expenses.

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